Thousands of men and women meet online every day. Online dating sites are for genuine people looking for love. But, there are a few rotten eggs that spoil it and attempt to scam innocent people. Catfishing — and phenomenon specifically in online dating — is where genuine users have their online identity stolen. In some cases, dating fraudsters lure other users into online relationships, leading to several kinds of identity fraud by obtaining credit card, bank and finance information. With catfishing become a mainstream phenomenon, the pressures and challenges that online dating business face to ensure the identity of users is all the more significant. The popularity of online dating services is rising rapidly, with dating apps racking up billions of pounds in value. Unsurprisingly, along with the growth of the business model, online dating fraud is also gaining traction.
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The expansion of the internet and mobile devices has led to the rapid adoption of online dating. According to a survey, at least 15 percent of American adults have used online dating sites or mobile dating applications. When it comes to digital frauds, consumers mostly think of identity theft, credit card fraud, account takeover, and other fraudulent bank transactions. But not anymore. Like technology, cybercrime is continuously evolving now targeting online dating sites and applications.
A study in Psychology Today reported that at least half of the dating site users have lied about themselves in their profiles. The romance scams are emerging as a new type of fraud to exploit the people and there are multiple core drivers. The recent incidents of data breaches have given fraudsters additional access to personally identifiable information PII to use in online dating scams.
This information is being used by scammers on dating platforms to pose as someone else and tract daters. Another factor fueling the growth of dating scams is the lack of digital verification process while creating the profiles on dating sites and apps. There is no proper mechanism to ensure that the account matches the physical identity and even if its matched for the time being then is it being operated by the same authorized entity or not. What most websites do is verify the profiles through other social apps such as Facebook and even google.
Customer experience matters a lot and user expectations of seamless onboarding experience are higher than ever; hence tieing up the hands of companies. Nevertheless, businesses need to implement efficient measures that can balance between security and convenience; hence curbing online dating scams and frauds.
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